Yes! You heard me! I'm out of credit card debt ahead of schedule. Of course, as much as I wish it was because of something I did, it is really because of last week's insurance refund check. I went home last Thursday and deposited it. Yesterday it cleared my bank account, and I did a "click to pay" at Citi. The payment was applied today, and I now have a $0 balance!
It's actually not as rewarding as I thought it would be. Probably because I didn't earn the money like I had planned.
On the money front, my parents still owe me $250 (they gave me a partial payment this past weekend), I have a little over $250 coming from Dealbarbiepays/cashduck, and I should be receiving a paycheck next Friday or the Friday after.
Today is a good day.
All my money I would normally be throwing towards credit cards is now going in an account to pay down my student loans.
Showing posts with label student loans. Show all posts
Showing posts with label student loans. Show all posts
Tuesday, January 23, 2007
Tuesday, January 16, 2007
The check is in the mail!
That post isn't coming tonight, but only because I had an interesting day financially.
Even though I live in the dorm, my permanent address is still at home. Logically, I get a lot of mail there. My mom stacks in all in my room on top of my tv, and I open it whenever I come home, except under circumstances.
If a package comes, something with delivery confirmation, something overnighted, etc comes my mom knows it's "important" and so she calls me. It's something very silly because normally I just tell her to open it, and then I have to wait for her to find the letter opener, open it, read the mail, and tell me what it is. Today I received a letter that had to be signed for, and so she called me right away.
Inside was a check for slightly more than $1,000. It was a refund from my insurance company (I paid out of pocket for a test earlier this year, and fought their decision not to pay, it looks like I won!), and it definitely came just in time. I plan on using this money to pay off my credit card, and socking whatever is left away in my savings account. I was becoming so frustrated with my finances this month that this is just pure luck.
On the bad side, the last of my student loans for the semester is scheduled to post a week from today, which means I'll need to update my student loan debt.
Even though I live in the dorm, my permanent address is still at home. Logically, I get a lot of mail there. My mom stacks in all in my room on top of my tv, and I open it whenever I come home, except under circumstances.
If a package comes, something with delivery confirmation, something overnighted, etc comes my mom knows it's "important" and so she calls me. It's something very silly because normally I just tell her to open it, and then I have to wait for her to find the letter opener, open it, read the mail, and tell me what it is. Today I received a letter that had to be signed for, and so she called me right away.
Inside was a check for slightly more than $1,000. It was a refund from my insurance company (I paid out of pocket for a test earlier this year, and fought their decision not to pay, it looks like I won!), and it definitely came just in time. I plan on using this money to pay off my credit card, and socking whatever is left away in my savings account. I was becoming so frustrated with my finances this month that this is just pure luck.
On the bad side, the last of my student loans for the semester is scheduled to post a week from today, which means I'll need to update my student loan debt.
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