Yes! You heard me! I'm out of credit card debt ahead of schedule. Of course, as much as I wish it was because of something I did, it is really because of last week's insurance refund check. I went home last Thursday and deposited it. Yesterday it cleared my bank account, and I did a "click to pay" at Citi. The payment was applied today, and I now have a $0 balance!
It's actually not as rewarding as I thought it would be. Probably because I didn't earn the money like I had planned.
On the money front, my parents still owe me $250 (they gave me a partial payment this past weekend), I have a little over $250 coming from Dealbarbiepays/cashduck, and I should be receiving a paycheck next Friday or the Friday after.
Today is a good day.
All my money I would normally be throwing towards credit cards is now going in an account to pay down my student loans.
Showing posts with label credit card debt. Show all posts
Showing posts with label credit card debt. Show all posts
Tuesday, January 23, 2007
Monday, January 15, 2007
Lagging in the posting
Okay, I'll be the first to admit I've been lagging a bit in posting this weekend, and it can't be blamed on school.
You see, generally on Fridays I tally up my running total of credit card debt, and savings. Then I add it to a spreadsheet so I can watch how my savings grow and credit card declines. But sometimes they go in the opposite direction.
I know that this past week will have been one of those weeks. My credit card debt total has risen in the past few weeks as I did not adequately save to cover my January expenses and quite frankly, I just don't want to see that at the moment. The beginning of the semester is stressful enough without the addition of some temporary rising debt.
This week though, I plan on taking a look at things, and transferring some money from my ING Direct account to my new CC Debt.
Maybe Wednesday or so, I plan on writing about the choice between dorm living and apartment living, and which options is best for me.
Today I spent an unnecessary $9.00. But it was totally worth it, I spent $2.50 on a parking meter for my friend, and the rest of the money going to lunch with her, but it was so nice to see her I didn't mind at all. Plus, I got some of the best chocolate chip cookies you will ever eat!
You see, generally on Fridays I tally up my running total of credit card debt, and savings. Then I add it to a spreadsheet so I can watch how my savings grow and credit card declines. But sometimes they go in the opposite direction.
I know that this past week will have been one of those weeks. My credit card debt total has risen in the past few weeks as I did not adequately save to cover my January expenses and quite frankly, I just don't want to see that at the moment. The beginning of the semester is stressful enough without the addition of some temporary rising debt.
This week though, I plan on taking a look at things, and transferring some money from my ING Direct account to my new CC Debt.
Maybe Wednesday or so, I plan on writing about the choice between dorm living and apartment living, and which options is best for me.
Today I spent an unnecessary $9.00. But it was totally worth it, I spent $2.50 on a parking meter for my friend, and the rest of the money going to lunch with her, but it was so nice to see her I didn't mind at all. Plus, I got some of the best chocolate chip cookies you will ever eat!
Subscribe to:
Comments (Atom)